Insights & Ideas

Finance thinking,
plainly written.

Practical articles on business finance, NRI wealth management, and the decisions that matter — without the jargon.

Filter:
Cash
Flow
Business Finance
Business Finance
Why Profitable Businesses Still Run Out of Cash

Profit is an accounting concept. Cash is what keeps the lights on. Here's why they diverge — and how to stay ahead of the gap.

Feb 2026 · 5 min read
Read Article →
NRI
Will
Estate Planning
Estate Planning
5 Documents Every NRI Family Needs — Before It's Too Late

Nominations, a will, a power of attorney, a locker list, and an asset register. Most families have none of these. Here's why each one matters.

Jan 2026 · 7 min read
Read Article →
MIS
101
Business Finance
Business Finance
What a Good MIS Report Actually Looks Like

Most MIS reports are either too complex or too shallow. Here's the format I use for every client — and why each line earns its place.

Dec 2025 · 4 min read
Read Article →
ITR
NRI
Tax & Compliance
Tax & Compliance
Do Your Elderly Parents Need to File an ITR?

Many senior citizens skip ITR filing assuming their income is too low. But interest income, FD proceeds, and capital gains often create an obligation — and a penalty risk.

Nov 2025 · 5 min read
Read Article →
Margin
Math
Business Finance
Business Finance
The Clinic Owner's Guide to Understanding Your Own Numbers

Collections, EBITDA, debtor days — the 5 numbers every clinic owner should know by heart, and what each one is telling you about your practice.

Oct 2025 · 6 min read
Read Article →
Nomin-
ation
NRI Wealth
NRI Wealth
The Nomination Problem: Why It's Not the Same as a Will

Most people think a nomination means their family gets the asset. It doesn't. The legal distinction could cost your family years of litigation.

Sep 2025 · 4 min read
Read Article →

Get practical finance
thinking in your inbox.

One article a month. No noise. Unsubscribe anytime.